Hong Kong Monetary Authority publishes results of residential mortgage survey for April 2026
2026年4月住宅按揭統計調查結果
The Hong Kong Monetary Authority published the residential mortgage survey for April 2026. New mortgage applications fell 7.5% month on month to 9,541 cases, and newly approved lending decreased 9% to HK$36.5 billion. Lending in the primary market fell 20.3% to HK$10.7 billion, while re-financing loans rose 21% to HK$4 billion; newly utilised lending fell 16.1% to HK$22.6 billion. The proportion of loans priced on the Hong Kong Interbank Offered Rate fell from 83.7% to 77.8%, the delinquency ratio was 0.12%, and the ratio of restructured loans was close to 0%.
Newly approved mortgage lending fell 9% month on month to HK$36.5 billion, while the delinquency ratio remained at a low 0.12%, with the figures verifiable against trends in the mortgage market.
Source: 金管局·新聞稿 · hkma.gov.hk