Hong Kong Monetary Authority releases results of Residential Mortgage Survey for July 2026

The Hong Kong Monetary Authority released the results of the Residential Mortgage Survey for July 2026, with new loan applications falling 24% month-on-month to 9,212 cases. New mortgage loans approved fell 11.4% to HK$44.8 billion, while new mortgage loans drawn rose 6% to HK$29.4 billion. The outstanding mortgage loan total increased 0.4% month-on-month to HK$1,963.5 billion, with a delinquency ratio of 0.11%.

Translation is not available yet. Showing the Traditional Chinese version.

財政司司長網誌談善用市場力量提速北都發展

財政司司長在網誌表示，北都洪水橋11公頃首個「片區開發」項目完成招標，中標財團將投入約168億元，帶來超過6,000個職位。金管局與香港銀行公會今年4月成立「北部都會區金融諮詢工作小組」，並在今年五月發行相當於276億港元的綠債及基建債。

Translation is not available yet. Showing the Traditional Chinese version.

金管局公布2026年6月住宅按揭統計調查結果

金管局公布2026年6月住宅按揭統計調查結果，新批出按揭貸款額按月增加25.8%至506億港元。6月新申請貸款個案增加12.5%至12,117宗，新取用按揭貸款額增加17.6%至277億港元。未償還按揭貸款總額按月增加0.4%至19,550億港元，拖欠比率為0.11%，維持低水平。

Translation is not available yet. Showing the Traditional Chinese version.

金管局公布2026年第2季末負資產住宅按揭貸款調查結果

金管局公布2026年第2季末負資產住宅按揭貸款4,356宗，較第1季末11,424宗下降61.9%。涉及金額由550億港元減少64.4%至196億港元，拖欠3個月以上比率由0.5%升至1.25%。調查只計銀行已知為負資產的一按貸款。

Hong Kong Monetary Authority publishes results of residential mortgage survey for May 2026

The Hong Kong Monetary Authority published the residential mortgage survey for May 2026. New loan applications rose 12.8 per cent month on month to 10,767 cases, while newly approved loan amount increased 10.1 per cent to HK$40.2 billion. Of these, HK$23.8 billion was approved in the secondary market, and refinancing rose 17.7 per cent to HK$4.7 billion. Outstanding mortgage loans increased 0.4 per cent month on month to HK$1,946.9 billion, with a default ratio of 0.11 per cent.

Hong Kong Monetary Authority publishes results of residential mortgage survey for April 2026

The Hong Kong Monetary Authority published the residential mortgage survey for April 2026. New mortgage applications fell 7.5% month on month to 9,541 cases, and newly approved lending decreased 9% to HK$36.5 billion. Lending in the primary market fell 20.3% to HK$10.7 billion, while re-financing loans rose 21% to HK$4 billion; newly utilised lending fell 16.1% to HK$22.6 billion. The proportion of loans priced on the Hong Kong Interbank Offered Rate fell from 83.7% to 77.8%, the delinquency ratio was 0.12%, and the ratio of restructured loans was close to 0%.

Translation is not available yet. Showing the Traditional Chinese version.

金管局公布2026年3月住宅按揭統計調查結果

金管局公布2026年3月住宅按揭統計調查，新申請貸款個案按月增加26.9%至10,311宗，新批出貸款額增加38.6%至401億港元。一手市場批貸增加55.9%至134億港元，二手市場增加36.1%至234億港元。未償還按揭貸款總額按月增加0.4%至19,349億港元，拖欠比率為0.13%。

Translation is not available yet. Showing the Traditional Chinese version.

金管局公布2026年第1季末負資產住宅按揭貸款調查結果

金管局公布2026年第1季末負資產住宅按揭貸款為11,424宗，較2025年第4季末的21,304宗下降46.4%，涉及金額由1,054億港元減少47.8%至550億港元。拖欠3個月以上的比率为0.5%，上季為0.31%。調查只計銀行已知為負資產的一按貸款，受訪機構貸款額約佔體系99%。

Translation is not available yet. Showing the Traditional Chinese version.

金管局公布2026年2月住宅按揭統計調查結果

金管局公布2026年2月住宅按揭統計調查結果，新申請貸款個案按月減少7.5%至8,125宗，新批出按揭貸款額減少10.8%至290億港元。新取用按揭貸款額減少24.4%至164億港元，未償還按揭貸款總額按月增加0.2%至19,263億港元，拖欠比率為0.13%，維持於低水平。

Translation is not available yet. Showing the Traditional Chinese version.

財政司司長網誌：盛事連連 活力滿城

財政司司長在網誌指連串大型盛事帶動旅遊業，截至3月27日今年訪港旅客已超過1,370萬人次，按年上升約17%。香港已與Art Basel主辦方簽訂五年合作協議，奠定香港作為區內唯一主辦城市的地位。今年首兩個月商品出口貨值按年增長接近30%，連升24個月。

Translation is not available yet. Showing the Traditional Chinese version.

按揭證券公司下調安老按揭首30年年利率至4%並推綠色現金獎賞

按揭證券公司優化安老按揭計劃，定息按揭首30年年利率由4.5%下調至4%，每月年金最多增加5%，3月10日起接受申請。綠色推廣於2026年3月17日至12月31日舉行，達「綠建環評」評級物業申請相關計劃可獲現金獎賞。

Translation is not available yet. Showing the Traditional Chinese version.

金管局公布2026年1月住宅按揭統計調查結果

金管局公布2026年1月住宅按揭統計調查結果，新申請貸款個案按月增加15.4%至8,785宗。新批出按揭貸款額增加4.1%至325億港元，當中二手市場貸款增加8.6%至183億港元。未償還按揭貸款總額按月增加0.3%至19,234億港元，拖欠比率為0.13%。

Translation is not available yet. Showing the Traditional Chinese version.

金管局等公布「置易付」2月28日起擴展至二手住宅物業買賣

金管局、銀行公會聯同律師會及地產代理監管局公布，「置易付」物業交易支付安排由2026年2月28日起擴展至二手住宅物業買賣，適用於當日或以後簽署臨時買賣合約的交易。買方按揭款項經銀行電子支付系統轉帳至賣方銀行，賣方最快成交當日收款。安排2022年11月推出，至今超過1.5萬宗交易採用，過去六個月逾75%合資格轉按交易使用。

Translation is not available yet. Showing the Traditional Chinese version.

金管局公布2025年12月住宅按揭統計調查結果

金管局公布2025年12月住宅按揭統計調查結果，新申請貸款個案按月減少5.1%至7,612宗。新批出按揭貸款額按月增加7.1%至312億港元，新取用按揭貸款額增加1.7%至200億港元。未償還按揭貸款總額達19,175億港元，拖欠比率0.14%，維持低水平。

Translation is not available yet. Showing the Traditional Chinese version.

金管局公布2025年第4季末負資產住宅按揭貸款調查結果

金管局公布2025年第4季末負資產住宅按揭貸款宗數為21,304宗，較第3季末的31,449宗減少。涉及金額由1,568億港元降至1,054億港元，無抵押部分由109億港元降至62億港元。拖欠3個月以上比率由0.24%升至0.31%。

Translation is not available yet. Showing the Traditional Chinese version.

金管局公布2025年11月住宅按揭統計調查結果

金管局公布11月住宅按揭統計，新申請貸款個案按月減少2.9%至8,019宗，新批出貸款額減少7%至291億港元，其中一手市場貸款減少12.6%至108億港元。新取用按揭貸款額減少2.3%至197億港元，未償還按揭貸款總額按月增加0.3%至19,135億港元，拖欠比率維持於0.14%。

Translation is not available yet. Showing the Traditional Chinese version.

財政司司長網誌｜昂首邁向新一年

財政司司長在網誌估計，本港今年經濟增長將加速至3.2%，略高於年初預測，出口和固定資本投資是主要動力。恒生指數截至上周收報25,818點，較去年底升約29%，IPO集資額截至本月中已超過2,700億元，高踞全球第一。展望明年，金融、創科和貿易將是香港三個重要的發展引擎。

Translation is not available yet. Showing the Traditional Chinese version.

金管局公布2025年10月住宅按揭統計調查結果

金管局公布2025年10月住宅按揭統計，新申請個案按月減少0.7%至8,255宗，新批出貸款額313億港元與9月相若。二手市場批出貸款增3.4%至160億港元，一手市場減2.1%至124億港元。未償還按揭貸款總額按月增0.8%至19,074億港元，拖欠比率0.13%。

Financial Secretary says Hong Kong economy has picked up speed, full-year growth forecast raised to 3.2%

Financial Secretary says in his blog that Hong Kong's economy has picked up speed, with GDP growing 3.8% in real terms year-on-year in the third quarter, and the full-year growth forecast raised to 3.2%. Merchandise exports grew 11.3% in real terms year-on-year in the first three quarters, while average daily turnover in the first ten months reached $258 billion. Residential property prices rose a further 2% in the third quarter, turning from a year-to-date decline to a rise of 1.1%.

Translation is not available yet. Showing the Traditional Chinese version.

金管局公布2025年第3季末負資產住宅按揭貸款調查

金管局公布2025年第3季末負資產住宅按揭貸款調查，宗數為31,449宗，較第2季末的37,806宗減少。涉及金額由1,902億港元降至1,568億港元，無抵押部分由143億港元降至109億港元。拖欠3個月以上比率为0.24%，高於第2季末的0.21%，仍維持低水平。

Hong Kong Monetary Authority releases results of residential mortgage survey for September 2025

The Hong Kong Monetary Authority released the residential mortgage survey for September 2025. New mortgage approvals rose 9.4% month-on-month to HK$31.4 billion, while newly utilised mortgage loans increased 9.7% to HK$20.9 billion. New loan applications fell 1.1% month-on-month to 8,316 cases, and outstanding mortgage loans rose 0.2% to HK$1,891.4 billion. The mortgage delinquency ratio stood at 0.13%, while the ratio of restructured loans remained close to 0%.

Translation is not available yet. Showing the Traditional Chinese version.

2025年8月住宅按揭統計調查結果

金管局公布2025年8月住宅按揭統計調查結果，新申請貸款個案按月減少6.7%至8,405宗，新批出按揭貸款額減少6.3%至287億港元。新取用按揭貸款額則按月增加4.5%至190億港元。按揭貸款拖欠比率為0.13%，仍維持於低水平。

Financial Secretary sets out Northern Metropolis development plan: three working groups established to adopt two-envelope system for land tenders

The Financial Secretary elaborated in a web article on the Policy Address measures to accelerate development of the Northern Metropolis. The Chief Executive will personally chair the "Northern Metropolis Development Committee", under which three working groups will be set up. The "Development and Operational Model Design Group", led by the Financial Secretary, will hold its first meeting this month. Land tenders are proposed to change from a "highest bidder wins" approach to an industry-bound "two-envelope system", with financing plans including equity participation in land. The government also plans to enact dedicated legislation for the Northern Metropolis and draw up a "preferential policy package" to attract investment.

Translation is not available yet. Showing the Traditional Chinese version.

香港的營商環境

財政司司長在網誌指政府已公布《香港營商環境報告：一國兩制 獨特優勢》，公布後獲商界、商會、政界和學者廣泛認同。第二季整體經濟按年增長3.1%，是連續第十個季度正增長；住宅物業每月平均成交約5,600宗，按季上升約37%。

Translation is not available yet. Showing the Traditional Chinese version.

轉型升級中的香港經濟

財政司司長指香港經濟今年首季增長3.1%，本周即將公布的第二季本地生產總值預估可望連續第十個季度增長。五月份零售銷售量錄得十四個月以來首次按年增長，連跌四季的私人消費第二季可望止跌回升。今年3至5月全職僱員每月就業收入中位數按年上升6.8%至25,000元，勞工市場預期大致保持穩定。

Translation is not available yet. Showing the Traditional Chinese version.

財政司司長網誌談港股樓市回穩與創科進展

財政司司長在網誌指港股近日突破19,000點，升至逾9個月高位，恒指四周累積升超過3,300點、升幅達兩成，單日成交額曾逾2,000億元。樓價扭轉連續十個月跌勢趨穩，上月成交量增至超過8,500宗，標準普爾五月維持香港評級展望穩定。創科方面，數碼港一年來有超過400家企業進駐，科學園現有來自27個國家或地區的1,700家企業。

Translation is not available yet. Showing the Traditional Chinese version.

財政司司長網誌：堅定信心 抓緊機遇

財政司司長在網誌指出，新一份《財政預算案》以穩住短期信心、強化長期經濟發展策略部署、確保公共財政穩健及可持續為三條主線。本港去年經濟增長3.2%，今年預計增長介乎2.5%至3.5%。預算案提出樓市「全面撤辣」，並明確提出將香港建構為「跨國供應鏈管理中心」。

Translation is not available yet. Showing the Traditional Chinese version.

財政司司長網誌：鞏固復蘇勢頭 增添發展動能

財政司司長在網誌指本港經濟仍處於改善軌道，私人消費是第二季增長的主要支撐。零售業總銷貨值四至五月按年上升17%，但商品出口第二季按年下跌13%。引進重點企業辦公室自去年底運作以來已與超過150間企業會面和商談。

Financial Secretary's blog: Streamlining procedures to accelerate land creation, amendment ordinance to take effect on 1 September

Financial Secretary said in his blog that the Development (Town Planning, Land and Engineering) (Miscellaneous Amendments) Bill 2022, passed by the Legislative Council two weeks ago, will take effect on 1 September this year. The time for releasing the first batch of prepared land for large-scale projects can be compressed from over a decade to about seven years, while the conversion of public housing raw land into prepared land can be shortened from at least six years to about four years. The government has identified future land supply sources of 7,300 hectares.

Translation is not available yet. Showing the Traditional Chinese version.

財政司司長闡述按揭安排微調 減輕首置及換樓首期負擔

財政司司長表示將修訂部分按揭貸款宏觀審慎監管措施，減輕首置及換樓市民的首期與按保開支，「辣招」等樓市需求管理措施維持不變。金管局修訂後，自住物業按樓價分檔定按揭成數，非住宅由50%提升至60%；按保公司並為1,500萬元或以下首置自用物業豁免首5%保費。

Translation is not available yet. Showing the Traditional Chinese version.

財政司司長網誌：顛簸不平的復蘇進程

財政司司長在網誌指本港復蘇步伐顛簸，第二期消費券7月16日發放，將為市場注入約330億元消費動力。失業率（2月至4月）降至3.0%、零售銷售貨值升至近350億元，但恒指較去年底低約4%，IMF預測今年全球經濟增長放慢至2.8%。

Translation is not available yet. Showing the Traditional Chinese version.

財政司司長網誌談加大土地供應 強調北都與交椅洲人工島全速進行

財政司司長在網誌表示，未來三至四年一手住宅供應有107,000個單位，連續兩季高於十萬個水平。政府已鎖定7,300公頃土地供應來源，超過一半源自北部都會區和交椅洲人工島。交椅洲人工島公眾諮詢收到近8,000份意見，約六成支持。

Translation is not available yet. Showing the Traditional Chinese version.

財政司司長網誌：2023年經濟展望

財政司司長在元旦網誌對2023年本港經濟審慎樂觀，預期內地1月8日起取消入境後檢測和集中隔離，將帶動訪港旅客人數強勁反彈，並為出口、旅遊、零售及餐飲業增添復蘇動力。港股去年累積下跌15%，本港住宅樓市去年頭十一個月成交量減少38%、樓價回落13.8%，他指樓市有序調整對金融體系並無構成系統風險。

Translation is not available yet. Showing the Traditional Chinese version.

財政司司長：將軍澳藍田隧道通車 前瞻部署推動發展

將軍澳—藍田隧道及將軍澳跨灣連接路今早正式通車，財政司司長在網誌闡述基建先行與土地發展的前瞻部署。文中列出回歸25年新增超過360公里道路、道路總長超過2100公里，以及未來十年北部都會區約1300公頃熟地與交椅洲人工島300公頃合共1600公頃的土地供應。

Translation is not available yet. Showing the Traditional Chinese version.

財政司司長網誌估2022至23年度或錄逾千億元赤字 強調穩慎理財

財政司司長在網誌估計2022至23財政年度將錄得超過1,000億元赤字，遠高於年初預算案估算的563億元，財政儲備或降至8,000億元邊緣。失業率由2至4月份的5.4%回落至5至7月份的4.3%，「百分百擔保特惠貸款計劃」自推出以來已批出約55,000宗申請，涉及約1,030億元貸款。

Translation is not available yet. Showing the Traditional Chinese version.

財政司司長網誌談第七批銀色債券認購結果與經濟形勢

財政司司長網誌談及第七批銀色債券認購結果，近29萬份申請創紀錄，最終發行額提升至450億元上限。約六成八合資格申請人獲足額配發，保證息率為4厘。網誌同時提到歐元區通脹達9.1%、港元一個月銀行同業拆息升至逾2%，第二期消費券將於十月一日發放。

Translation is not available yet. Showing the Traditional Chinese version.

財政司司長：兩個工作組加快土地房屋供應

財政司司長撰文指，政府已成立「土地及房屋供應統籌組」和「公營房屋項目行動工作組」加快土地房屋供應，兩組將在本星期召開首次會議。統籌組將定期公布未來十年熟地供應預測，行動工作組則須在上任後百日內提交加快興建公營房屋的建議，包括「公屋提前上樓計劃」。

Translation is not available yet. Showing the Traditional Chinese version.

財政司司長網誌：新起點 新征程

財政司司長在網誌回顧五年任期，指香港正邁入由治及興的關鍵起點，未來須推動產業多元並全力破解土地房屋問題。2020年金融業佔本港經濟逾23%但只僱用7.5%就業人口，貿易及物流業佔19.8%卻聘用了近17%就業人口。國家主席習近平將出席慶祝香港回歸祖國25周年大會暨第六屆政府就職典禮。

Translation is not available yet. Showing the Traditional Chinese version.

財政司司長母親節網誌：攜手同行

財政司司長在網誌指本港首季經濟按年負增長4%，零售銷售貨值三月份跌13.8%，食肆總收益39.3億元是有紀錄以來最低的單月數字。美國聯儲局上周加息0.5厘，當局正就經濟增長預測進行覆檢，將於下星期公布最新預測，目前看來無可避免需要下調。

Translation is not available yet. Showing the Traditional Chinese version.

財政預算案推逾1700億元逆周期措施 擬立法暫緩追討欠租三個月

財政司司長在網誌交代新預算案逾1700億元逆周期措施，並提出盡速立法禁止業主就指定行業欠租租戶終止租約，為期三個月。配套包括差餉順延、業主同期可暫緩還款，以及為倚賴單個商舖收租的長者提供最多三個月租金、上限十萬元的墊支。法例須經行政長官會同行政會議同意並經立法會通過後生效。