Translation is not available yet. Showing the Traditional Chinese version.
保監局對謝小燕採取紀律行動，撤銷其個人保險代理牌照，並禁止她三年內再次申請牌照，事緣她先後提交兩份虛假學歷證書以確立符合保險代理人的最低學歷要求。2019年9月23日實施的新規管制度下，申請牌照時提交虛假資料屬刑事罪行，最高可處第5級罰款（港幣5萬元）和監禁六個月。保監局對此類行為零容忍，並呼籲保險公司充分查核新入職代理人所遞交資料的真確性。
Translation is not available yet. Showing the Traditional Chinese version.
保監局呼籲市民提高警覺，留意一個與「Kong Vibrate Co., Limited」有關的欺詐網站。該公司並非《保險業條例》（第41章）下的獲授權保險公司或持牌保險中介人，不可在香港經營保險業務。曾向該網站提供個人資料或進行保險交易的市民，可致電保監局熱線 3899-9983。
Translation is not available yet. Showing the Traditional Chinese version.
保監局呼籲市民提防偽冒保監局職員的來電，此類電話或以錄音或真人方式要求跟進保單事宜，而局方不會以錄音電話聯絡市民。市民可先致電公眾查詢熱線3899-9983核實，懷疑騙案可致電防騙易熱線18222。
The manager appointed by the Insurance Authority has filed a winding-up petition against Tai Ka Insurance Company Limited, alleging that Tai Ka is insolvent and has breached statutory regulatory requirements. About 30,000 policies are affected, mainly motor policies (about 96%), which will remain in force until their expiry dates; motor third-party and employees' compensation claims will be handled by MIB and ECIIB, which are estimated to account for about 94% of Tai Ka Insurance's liabilities. The HK$250 million statutory deposit held by Tai Ka and held in custody in the name of the Insurance Authority, together with assets expected to be realised, should be sufficient to pay all valid claims.
Why read this: The announcement sets out the handling arrangements for about 30,000 affected policies and various claims, and states that the HK$250 million statutory deposit and two compensation funds are sufficient to meet insurance liabilities.
Translation is not available yet. Showing the Traditional Chinese version.
綠色和可持續金融跨機構督導小組公布最新進展，推出綠色和可持續金融培訓信息庫、實習機會信息庫及數據資源信息庫，並計劃建立免費開放予公眾使用的溫室氣體排放估算工具。財政司司長在2022-23年度財政預算案宣布的綠色和可持續金融培訓先導計劃，預計2022年第四季正式推出。
Translation is not available yet. Showing the Traditional Chinese version.
保監局禁止前業務代表何文達於2022年6月17日至11月16日的五個月內申請成為持牌人士。他未將客戶款項匯入經紀公司客戶帳戶，更錯誤輸入保單資料致款項誤繳他人保單。他其後遞交誤導及失實資料掩飾錯誤，並要求客戶作失實陳述，保監局據此認定他缺乏誠信、不再適合出任持牌人士。
Translation is not available yet. Showing the Traditional Chinese version.
保監局歡迎香港第二度發行保險相連證券，這筆巨災債券金額達1.5億美元（相等於約11.8億港元）。債券由鼎睿再保險有限公司透過獲授權的特定目的保險公司Black Kite Re Limited支持，為因日本颱風造成的行業損失提供保障。是次發行可受惠政府2021年5月推出、每宗最多1,200萬港元的保險相連證券資助先導計劃。
Translation is not available yet. Showing the Traditional Chinese version.
保監局公布2022年首季香港保險業臨時統計數字，期內毛保費總額達$1,582億，按年輕微上升0.5%。長期業務新造保單保費$424億，上升4.2%，內地訪客新造業務保費$3.45億，較2021年第一季低基數上升235%。一般保險毛保費$193億，上升5.8%。
Translation is not available yet. Showing the Traditional Chinese version.
保監局呼籲市民留意兩個偽冒 Seas Insurance Consultants Ltd 官方網站的欺詐網站，該公司確認沒有營運任何網站。該公司屬持牌保險代理機構而非獲授權保險公司，事件已轉交香港警務處調查，曾向相關網站提供個人資料或進行保險交易的人士應向警方報案。
Translation is not available yet. Showing the Traditional Chinese version.
保監局呼籲市民留意網址 http://www.hgjybc.com/ 的欺詐網站，該網站偽冒保誠保險有限公司及保誠財險有限公司的官方網站，兩間公司均確認與其無關。事件已轉交香港警務處調查，會向該網站提供個人資料或進行保險交易的人士應致電保誠熱線 2281-1333 或 3656-8362 並向警方報案。
The Insurance Authority and the Hong Kong Monetary Authority each issued a circular on 1 April 2022, clarifying regulatory standards for the use of premium financing to take out life insurance policies, and introduced the Important Facts Statement — Premium Financing, requiring customers to complete and sign it for each new policy application using premium financing. The circulars also cover affordability assessment, additional measures for customers whose borrowing may be excessively leveraged, sales practices and training, with all regulatory standards and requirements taking effect on 1 January 2023.
Why read this: The circulars state an effective date of 1 January 2023 and set out areas including affordability assessment, allowing compliance timelines for insurers and intermediaries to be checked.
Translation is not available yet. Showing the Traditional Chinese version.
保監局宣布辦事處將於4月4日起重新對公眾開放，但公共服務僅限提供予已預約的公眾人士。保監局鼓勵公眾儘量透過電話熱線或網上渠道使用各項服務，辦事處及熱線運作時間詳列於其網站，日後更新安排亦會在網站公布。
Translation is not available yet. Showing the Traditional Chinese version.
綠色和可持續金融跨機構督導小組3月30日公布香港碳市場機遇初步可行性評估，計劃發展國際優質自願碳市場、推動粵港澳大灣區統一碳市場及加強與廣州期貨交易所合作。碳市場專責團隊將制定路線圖、落實計劃及指示性時間表。
Translation is not available yet. Showing the Traditional Chinese version.
保監局對三名在申請保險代理人牌照時使用虛假學歷證書的人士採取紀律行動，兩人被禁止申請持照人士三年，另一人基於承認指控被禁止兩年。三宗個案均源自舊有規管制度，按《保險業條例》附表11的過渡性安排處理。2019年9月23日起實施的新制度下，向保監局提交虛假資料屬刑事罪行，最高可處第5級罰款港幣5萬元及監禁六個月。
Translation is not available yet. Showing the Traditional Chinese version.
保監局呼籲市民留意網址 https://fourseasinsuranceltd.com 的欺詐網站，該站偽冒持牌保險代理機構 Four Seas Insurance Consultants Ltd 的官方網站，公司已確認沒有營運網站並與其無關，事件已轉交香港警務處調查。曾向該網站提供個人資料或進行保險交易的人士應向警方報案，公眾可查閱《保險人登記冊》及《持牌保險中介人登記冊》核實公司狀況。
Translation is not available yet. Showing the Traditional Chinese version.
保監局公布2021年香港保險業臨時統計數字，全年毛保費總額$6,027億，較2020年輕微下跌0.9%。長期業務有效保費收入$5,408億、跌1.3%；內地訪客新造業務保費由2020年$68億降至約$6.88億。
Why read this: 全年毛保費總額報$6,027億微跌0.9%，內地訪客新造保費跌至約$6.88億，分項數字可逐條核對各類業務表現。
Translation is not available yet. Showing the Traditional Chinese version.
保監局禁止前業務代表杜港申請成為持牌人士，直至2024年7月14日。此紀律行動源於積金局因杜港違反《強積金條例》操守規定，暫時撤銷其註冊為期40個月的決定，涉及未經授權轉移款項、偽冒計劃成員簽名等行為。保監局指杜港並非適當人選，強調持牌中介人必須具備誠信以保障保單持有人。
The Insurance Authority has issued a circular to all authorised life insurance companies, opening up the distribution of all life insurance products, including investment-linked life insurance, through online channels to reduce the risk of infection during the sales process. The temporary facilitation measures for non-face-to-face sales of specified protection products will be extended to 30 September 2022, the cooling-off period for policies sold through the remote underwriting sandbox must be extended to no less than 30 days, and the Insurance Authority has set up a fast track to process sandbox applications.
Why read this: The circular sets out three specific arrangements, including the extension of the facilitation measures to 30 September 2022 and a cooling-off period of no less than 30 days, allowing readers to check the terms applicable when they took out their policies.
Translation is not available yet. Showing the Traditional Chinese version.
保監局出版最新一期《監管通訊》，公布2021年全年所接獲的投訴統計數字，鼓勵保險公司把「公平待客」原則融入商業文化並遵循最佳業務常規原則。該期談及中介人須告知客戶披露醫療狀況的重要性，並提醒準保單持有人的披露責任。保監局另就一宗強積金騙局警惕公眾，騙徒透過社交媒體帖文誘使受害人作虛假陳述，以提早提取強積金戶口款項。
Translation is not available yet. Showing the Traditional Chinese version.
保監局呼籲市民提高警覺，騙徒偽冒香港永明金融有限公司的保險中介人發放電郵，推銷知識產權保險。永明已確認與這些銷售活動無關，其業務並無提供相關保險。曾向騙徒提供個人資料或進行保險交易者，應致電永明客戶服務熱線2103-8928，並向警方報案。
Translation is not available yet. Showing the Traditional Chinese version.
保險業監管局發表以「把握新常態機遇」為題的《2020-21年報》，概述報告年度內的主要活動及事項。年報列出促成首度發行巨災債券、落實執行集團監管架構及聚焦綠色和可持續金融等成果，並提到因應新型肺炎疫情推出針對性紓緩措施，容許以非面對面方式銷售特定保險產品。年報及摘要已上載於保監局網站供公眾查閱。
The Insurance Authority welcomes the China Banking and Insurance Regulatory Commission formally incorporating the preferential measures for the Hong Kong insurance industry into the Insurance Company Solvency Regulatory Rules (II). Implemented since 2018, the measures allow an equivalent preferential factor to apply when mainland insurance companies cede business to qualifying professional reinsurance companies in Hong Kong. The rules also specify the relevant capital requirements for mainland insurance institutions issuing catastrophe bonds in Hong Kong.
Why read this: The preferential measures have been extended annually since their implementation in 2018, and have now been formally incorporated into the Rules (II), allowing readers to verify the long-term arrangements and scope of application of the measures.
Translation is not available yet. Showing the Traditional Chinese version.
保監局宣布因應2019冠狀病毒病疫情最新發展，黃竹坑和北角辦事處由2022年2月4日起暫停對公眾開放，直至另行通知。電話查詢及投訴熱線與電郵服務維持正常，除必要人員外職員留在家中工作，更新安排會在網站公布。
The Insurance Authority reprimanded two insurance companies, formerly known as MetLife, for breaching seven specified provisions of the Anti-Money Laundering and Counter-Terrorist Financing Ordinance, and imposed a fine of HK$7 million. The investigation found that between January 2015 and October 2017, the two companies failed to maintain effective procedures to identify politically exposed persons and monitor suspicious transactions. The two companies have taken remedial measures and were acquired by FWD Group on 30 June 2020.
Why read this: The press release specifies the breach period and the seven provisions involved, allowing readers to verify the basis for the fine and each of the control deficiencies.
Translation is not available yet. Showing the Traditional Chinese version.
保監局宣布由2022年2月中起實施「疫苗氣泡」安排，規定進入辦事處的員工須出示已接種2019冠狀病毒病疫苗的有效記錄，因健康狀況未能接種者可獲豁免。發言人指在變種病毒威脅不斷升級下，此舉尤其重要，當局會一直檢視防疫措施以保障員工及公眾健康。
Translation is not available yet. Showing the Traditional Chinese version.
保監局呼籲市民提高警覺，留意一個未獲授權、冒用保險公司名義的社交媒體平台，Blue Insurance已確認與該平台無關，事件已轉交香港警務處調查。曾向該平台提供個人資料或進行保險交易的人士，應致電Blue Insurance客戶服務熱線3929-3929並向警方報案。保監局提醒，經營保險業務須獲其授權，公眾可在《保險人登記冊》查閱獲授權保險公司名單。
Translation is not available yet. Showing the Traditional Chinese version.
保監局呼籲市民提高警覺，留意名為「BITCentre數字貨幣交易中心」的YouTube頻道，該頻道未經授權使用保誠保險及保誠財險的公司標誌，兩公司已確認與其無關。事件已轉交香港警務處調查，曾向該帳戶提供個人資料或進行保險交易的人士，應致電保誠客戶服務熱線2281-1333或3656-8362並向警方報案。
Translation is not available yet. Showing the Traditional Chinese version.
保監局於2022年1月10日在亞洲金融論壇舉行「保險創新以應對氣候變化」專題分組論壇，由保險業專家分享業界應對氣候變化的參與及新興機遇。講者來自兩間保險公司、一間再保險公司和一間保險經紀公司，從風險承保者和影響力投資者角度探討共通綠色分類目錄等倡議對保險業的影響。保監局副總監（政策及發展）陳慎雄表示會繼續培育蓬勃的綠色保險生態圈，鞏固香港環球風險管理中心的地位。
On 7 January 2022, the Insurance Authority appointed a manager under the Insurance Ordinance (Cap. 41) to take over the affairs and assets of Titan Insurance in full. The Insurance Authority said Titan's investment activities and fund allocation may have breached statutory requirements; nearly 80 per cent of its business is motor insurance, involving about 10,000 taxis, accounting for a 1.43 per cent share of the general direct insurance business market, and the coverage terms of existing policies are unaffected.
Why read this: The Insurance Authority explained that the takeover was due to Titan's investment activities and fund allocation potentially breaching statutory requirements, and listed its 1.43% market share and that existing policies remain unaffected, allowing readers to check their own situation.
The Insurance Authority, the Mandatory Provident Fund Schemes Authority and the Hong Kong Monetary Authority announced the joint launch of a mystery shopping inspection scheme to understand intermediaries' practices in selling qualifying deferred annuity policies (QDAP) and tax-deductible voluntary contributions (TVC) under the Mandatory Provident Fund in Hong Kong, marking the first time the three financial regulators have collaborated on such a scheme. The scheme is expected to commence in January 2022 and will target intermediaries regulated by the three bodies that sell or promote these two tax-deductible products in Hong Kong. Results will be used to complement each body's regulatory work, and relevant issues and good practices will be shared with the industry.
Why read this: The press release specifies that the scheme covers three categories of regulated intermediaries and states when it will commence, allowing readers to verify what sales practices will be inspected.
Translation is not available yet. Showing the Traditional Chinese version.
保監局於2021年12月28日發布釋義文件，將投資相連壽險計劃產品的評估程序正規化，並引入全新類別保障型投資相連壽險（PLP）。文件以《指引15》為基礎，簡化監管申請，保險公司經保監局評估後可向證監會遞交認可申請；PLP須最少提供一個與證監會認可ESG基金有關的投資選項。
Translation is not available yet. Showing the Traditional Chinese version.
保監局向一間違規持牌保險經紀公司施加罰款並暫時撤銷其牌照，指其未有於財政年度終結後六個月內提交經審計財務報表和核數師報告，事件發生於2019年9月23日接手規管之前，須按《保險業條例》附表11過渡性安排處理。保監局敦促業界按時提交有關報告。
Translation is not available yet. Showing the Traditional Chinese version.
政府公布保險業監管局非執行董事新任命及再度任命，任期三年，由二○二一年十二月二十八日至二○二四年十二月二十七日。行政長官根據《保險業條例》（第41章）委任姚建華為新任主席，另委任八名新任非執行董事並再度委任四名現任董事；財政司司長陳茂波感謝創始主席鄭慕智博士及六名即將卸任的非執行董事。
Translation is not available yet. Showing the Traditional Chinese version.
保監局歡迎姚建華接替即將卸任的創局主席鄭慕智博士，任期三年，由2021年12月28日起生效。行政總監張雲正表示，將與姚先生緊密合作，加強十四五規劃定出香港作為資產管理中心和全球風險管理中心的地位。
Translation is not available yet. Showing the Traditional Chinese version.
綠色和可持續金融跨機構督導小組12月16日公布最新工作進展，涵蓋技能培訓、數據、綠色分類目錄和碳市場機遇。金管局將制定銀行專業資歷架構下的綠色和可持續金融新單元，中心會推出相關數據和資源信息平台，並推動業界於2025年或之前按TCFD框架作氣候披露。
Translation is not available yet. Showing the Traditional Chinese version.
保監局「亞洲保險論壇2021」以線上線下混合模式舉行，逾1,000名來自香港和亞太地區的嘉賓出席，主題為「疫後新常態帶來的機遇與挑戰」。行政長官林鄭月娥致開幕辭，指《十四五規劃綱要》將香港定位為國際金融中心和環球風險管理中心，並重申政府會推進在大灣區設立售後服務中心。財政司司長陳茂波在主題演講中讚揚保險業的應變能力與靭性。
Translation is not available yet. Showing the Traditional Chinese version.
保監局於2021年12月3日推出「人生階段風險評估」公眾教育活動，並同步推出自主開發的網上評估工具和專題網站。網上工具以《2021年保障缺口「身故風險」研究》為基礎，用家輸入基本資料即可評估身故風險保障缺口，同日並推出影片系列及電視宣傳片。
Translation is not available yet. Showing the Traditional Chinese version.
保監局公布2021年首三季香港保險業臨時統計數字，期內毛保費總額$4,559億，較去年同期輕微下跌1.1%。長期業務有效保費收入$4,071億，下跌1.3%；一般保險毛保費$488億，上升0.6%。來自內地訪客的新造業務保費約$4.7億，下跌92.7%。
Translation is not available yet. Showing the Traditional Chinese version.
保監局呼籲市民留意網址 www.fubonlife.com 及 www6.fubonlife.com 的欺詐網站，兩者偽冒富邦人壽保險(香港)有限公司官方網站，事件已轉交香港警務處調查。曾向上述網站提供個人資料或進行保險交易的人士，應致電富邦人壽客戶服務熱線2516-0133並向警方報案。獲授權保險公司名單可查閱保監局網站的《保險人登記冊》。
Translation is not available yet. Showing the Traditional Chinese version.
保監局「亞洲保險論壇2021」將於12月7日以網上形式舉行，主題為「疫後新常態帶來的機遇與挑戰」。行政長官林鄭月娥將致開幕辭，國際保險監督官協會秘書長Jonathan Dixon與財政司司長陳茂波作主題演講。四個論壇環節聚焦粵港澳大灣區、雙循環經濟策略、氣候變化和綠色金融等議題。