Property prices, transactions, mortgages, land and housing policy.
Translation is not available yet. Showing the Traditional Chinese version.
財政司司長陳茂波在立法會表示，香港今年上半年按年增長5.1%，他有信心全年經濟實質增長達3.5%至4.5%的修訂預測。7至8月出口貨值按年升52%、連續19個月雙位位數增長，6至8月失業率為3.8%。首9個月平均每日成交額2729億港元，118宗首宗公開招股集資3880億元。
Why read this: 陳茂波列出上半年增長5.1%、出口貨值升52%和失業率3.8%等數字，讀者可據此核對全年3.5%至4.5%預測的依據。
Abby Choi's mother Cheung Yen-fa, cross-examined by the defence in the High Court, testified that the Kadoorie Hill property was not funded by her former father-in-law Kwong Kau, that she had no interest in it, and that she had long stated she was ready to hand over the property at any time. She explained that the flat was then used as a residence for Abby Choi's children, was a short-term investment, and that the registration arrangements were made after discussion.
Why read this: Court questioning centred on the registration arrangements and funding dispute over the Kadoorie Hill flat. Cheung Yen-fa's testimony explained the use of the flat and her statement that she was ready to hand over the property at any time, helping readers understand the arguments on both sides.
The Lands Department announced that Kerry Properties won the residential site on Fat Kwong Street in Ho Man Tin for over $4.308 billion, a price far above the upper end of market expectations, at over $20,738 per square foot of gross floor area. The site's tender closed last Friday, attracting 10 tenders, with a maximum gross floor area of nearly 208,000 square feet and an estimated provision of about 250 units. The developer is required to build an elderly neighbourhood centre branch and a comprehensive community mental health centre branch and hand them over to the government free of charge.
Why read this: The price was far above the upper end of market expectations, at over $20,738 per square foot of gross floor area, which can be checked against the 10 tenders received when the tender closed to gauge the level of competition.
Translation is not available yet. Showing the Traditional Chinese version.
房屋局提醒大埔宏福苑A至H座業主，凡已於8月31日或之前交回接受收購建議信件，須於10月15日或之前完成簽署出售單位的《買賣協議》。因業權未釐清或遺產承辦等特殊情況未能簽署者，政府會按個別情況酌情處理。「特設銷售計劃」已於9月29日展開選樓，選樓期結束前完成簽署者仍會獲邀選樓，全程序預計11月底完成。
Why read this: 公布列明了10月15日的簽署期限、特殊情況的酌情安排，以及與選樓程序的銜接，業主可據此核對自己進度。
The Housing Department reminds owners of Blocks A to H at Wang Fuk Court in Tai Po that they must complete signing the Sale and Purchase Agreement for the sale of their units by 15 October at the latest. This applies to all those who returned the "Letter Accepting the Acquisition Proposal" on or before 31 August; where special circumstances exist, the Government will make discretionary arrangements on a case-by-case basis. The "Special Sale Scheme" began its flat-selection process on 29 September and is expected to be completed by the end of November.
Why read this: The gazette sets out the signing deadline, arrangements for special circumstances and the flat-selection timetable, allowing owners to check whether they can meet the 15 October deadline.
Translation is not available yet. Showing the Traditional Chinese version.
房屋局局長何永賢在立法會房屋事務委員會政策簡報會，就《香港第一個五年規劃（2026—2030年）》及《行政長官2026年施政報告》的房屋措施作簡報。未來五年公營房屋連同簡約公屋總供應可達196 000個單位，公屋綜合輪候時間目標在二○三○／三一年度降至四年以下。當局已收回約10 800個被濫用公屋單位，節省約108億元公帑，並目標在二○三○年內基本解決住宅單位內的劣質劏房問題。
Why read this: 發言列出未來五年房屋供應、輪候時間目標與打擊濫用公屋的具體數字，讀者可據此核對各項房屋指標的進度。
Translation is not available yet. Showing the Traditional Chinese version.
何永賢在立法會房屋事務委員會表示，簡樿房登記已收到73600多個分間單位申請，登記作簡樿房的居屋單位有14個。她重申居屋未補地價出租屬違法，即使已補地價亦有結構限制。宏福苑業主簽署買賣協議的期限下周四屆滿，拒絕簽署者將被視為不接受收購計劃。
Why read this: 簡樿房登記已收到七萬多份申請，居屋登記僅14個，另有未來十年房屋供應比例可核對。
Translation is not available yet. Showing the Traditional Chinese version.
土地註冊處公布9月樓宇買賣合約共6,438份，按月升11.6%、按年跌6.3%，合約總值535億元，按月升20.1%、按年升0.01%。其中住宅合約4,761份，按月升18.5%、按年跌15.6%，總值468億元；月內市民查冊463,031次，按月跌73.5%、按年升15.4%。
Why read this: 同時列出總量、總值與住宅分項的按月按年變化，並附查冊次數，可對照上月樓市成交走勢。
Translation is not available yet. Showing the Traditional Chinese version.
土地註冊處發表二○二六年九月份統計數字，該月送交註冊的所有種類樓宇買賣合約共6 438份，按月升11.6%、按年跌6.3%，合約總值535億元。其中住宅樓宇買賣合約4 761份、總值468億元，按月分別上升18.5%和29.3%。九月市民查冊463 031次，較八月下跌73.5%。
Why read this: 數字列出九月樓宇買賣合約的按月與按年升降幅度，以及住宅與查冊分項，讀者可核對樓市成交是否回軟。
Translation is not available yet. Showing the Traditional Chinese version.
屋宇署正調查赤柱One Stanley獨立屋鋼筋質量問題，本年一月接獲業主代表舉報。經六月至九月多次測試，發現地面低層一條橫樑保護層未按圖則配置鋼絲網，部分樓板鋼筋與圖則不符，未構成明顯危險。署方已去信發展商、註冊結構工程師等協助調查，違規者可被檢控及／或紀律處分。
Why read this: 公報列出屋宇署六月至九月的多項實地測試，以及已發現的橫樑保護層和樓板鋼筋與圖則不符情況，讀者可據此核對調查進度。
Translation is not available yet. Showing the Traditional Chinese version.
宏福苑至今有90.6%業主完成簽署《買賣協議》，房屋局局長何永賢表示特設銷售計劃已邀請百多戶業主選樓，平均每日約30多戶。提供單位約7成在400萬元以下，業主可選收現金或補差價。她提醒須於10月15日或之前完成簽署，否則視為拒絕接受方案。
Why read this: 列出簽署限期和七成單位低於四百萬元的價格結構，業主可據此評估選樓安排與現金選項。
The Hong Kong Monetary Authority released the results of the residential mortgage survey for August 2026. New loan applications fell 8.3 per cent month-on-month to 8,446 cases, while newly approved mortgage loans decreased 28.2 per cent to HK$32.2 billion. Within the total, approvals in the primary market fell 31.8 per cent to HK$9.1 billion, the secondary market dropped 36.7 per cent to HK$15.3 billion, while re-mortgages rose 6.8 per cent to HK$7.8 billion. Outstanding mortgage loans increased 0.6 per cent month-on-month to HK$1,975.4 billion, with a delinquency ratio of 0.11 per cent.
Why read this: Lists month-on-month changes in new mortgage applications, approvals and utilisation, allowing the increases and decreases in primary, secondary and re-mortgage markets to be checked one by one, together with the delinquency ratio.
The Hong Kong Monetary Authority released the results of the residential mortgage survey for August 2026. Newly approved mortgage loans in August fell 28.2% month on month to HK$32.2 billion, while new loan applications dropped 8.3% to 8,446 cases. Newly drawn mortgage loans rose 11.6% to HK$32.8 billion, outstanding mortgage loans increased 0.6% month on month to HK$1,975.4 billion, and the delinquency ratio stood at 0.11%.
Why read this: The statistics show month-on-month changes in newly approved loans, drawn loans and delinquency ratios, broken down by primary, secondary and refinancing markets, allowing readers to check the trend in the mortgage market.
Translation is not available yet. Showing the Traditional Chinese version.
宏福苑業主特設銷售計劃今日正式展開選樓，首批約35戶申請者獲安排，全部程序預計11月底完成。房屋局按電腦隨機抽籤的優先次序分批發出邀請信，約1,700戶業主參與，政府已預留房委會和房協十個發展項目合共逾4,400個單位供選購。
Why read this: 文章列出預留單位的數量、實用面積和選樓完成時限，讀者可核對供應量與約1,700戶參加者之間的關係。
The Hong Kong Monetary Authority released the results of the Residential Mortgage Survey for July 2026, with new loan applications falling 24% month-on-month to 9,212 cases. New mortgage loans approved fell 11.4% to HK$44.8 billion, while new mortgage loans drawn rose 6% to HK$29.4 billion. The outstanding mortgage loan total increased 0.4% month-on-month to HK$1,963.5 billion, with a delinquency ratio of 0.11%.
Why read this: The figures are mainly month-on-month changes, allowing readers to check the increases and decreases in new applications, approvals and drawn loans, and whether the delinquency ratio of 0.11% remains at a low level.
Translation is not available yet. Showing the Traditional Chinese version.
金管局公布2026年第2季末負資產住宅按揭貸款4,356宗，較第1季末11,424宗下降61.9%。涉及金額由550億港元減少64.4%至196億港元，拖欠3個月以上比率由0.5%升至1.25%。調查只計銀行已知為負資產的一按貸款。
Why read this: 負資產宗數按季大減61.9%，但拖欠3個月以上比率同期由0.5%升至1.25%，兩個方向相反的數字可一併核對。
The Hong Kong Monetary Authority published the residential mortgage survey for May 2026. New loan applications rose 12.8 per cent month on month to 10,767 cases, while newly approved loan amount increased 10.1 per cent to HK$40.2 billion. Of these, HK$23.8 billion was approved in the secondary market, and refinancing rose 17.7 per cent to HK$4.7 billion. Outstanding mortgage loans increased 0.4 per cent month on month to HK$1,946.9 billion, with a default ratio of 0.11 per cent.
Why read this: The release sets out the month-on-month changes and amounts for new applications, approvals and take-up of mortgage loans, allowing comparison of changes in the primary, secondary and refinancing markets respectively.
The Hong Kong Monetary Authority published the residential mortgage survey for April 2026. New mortgage applications fell 7.5% month on month to 9,541 cases, and newly approved lending decreased 9% to HK$36.5 billion. Lending in the primary market fell 20.3% to HK$10.7 billion, while re-financing loans rose 21% to HK$4 billion; newly utilised lending fell 16.1% to HK$22.6 billion. The proportion of loans priced on the Hong Kong Interbank Offered Rate fell from 83.7% to 77.8%, the delinquency ratio was 0.12%, and the ratio of restructured loans was close to 0%.
Why read this: Newly approved mortgage lending fell 9% month on month to HK$36.5 billion, while the delinquency ratio remained at a low 0.12%, with the figures verifiable against trends in the mortgage market.
Translation is not available yet. Showing the Traditional Chinese version.
金管局公布2026年3月住宅按揭統計調查，新申請貸款個案按月增加26.9%至10,311宗，新批出貸款額增加38.6%至401億港元。一手市場批貸增加55.9%至134億港元，二手市場增加36.1%至234億港元。未償還按揭貸款總額按月增加0.4%至19,349億港元，拖欠比率為0.13%。
Why read this: 公佈逐項列出新申請、批出及取用按揭的按月增幅與貸款定價比例，讀者可核對三月樓市按揭需求與息口選擇的變化。
Translation is not available yet. Showing the Traditional Chinese version.
金管局公布2026年第1季末負資產住宅按揭貸款為11,424宗，較2025年第4季末的21,304宗下降46.4%，涉及金額由1,054億港元減少47.8%至550億港元。拖欠3個月以上的比率为0.5%，上季為0.31%。調查只計銀行已知為負資產的一按貸款，受訪機構貸款額約佔體系99%。
Why read this: 列出宗數、涉及金額與拖欠比率的按季變化，讀者可核對負資產按揭的降幅與現存規模。