Translation is not available yet. Showing the Traditional Chinese version.
金管局按預設公式將基本利率調至4.25厘即時生效
金管局宣布基本利率根據預設公式定於4.25厘，即時生效。因應美國於9月16日調高聯邦基金利率目標區間25基點，其下限加50基點為4.25%，高於隔夜及1個月香港銀行同業拆息5天移動平均數的平均值2.50%。
Why read this: 公布列出預設公式兩項參考值，讀者可核對4.25厘的計算依據。
Hong Kong Monetary Authority
All topicsHKMA press releases and inSight: mortgages, reserves, the base rate and official views on the financial system.
78 picksRelated topicsMarkets and financeEconomic data
Latest picks
No. 21–40 entries · total 78items金管局·新聞稿PicksAI score7171
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金管局·新聞稿PicksAI score6565 政府公布銀色債券認購及配發結果 全部有效申請可獲配發最多13手
政府公布新一批銀色債券認購及配發結果，共收到476,703份有效申請、本金總額119,306,240,000港元，最終發行額550億港元，高於500億港元目標。全部有效申請均可獲配發、最多13手，認購12手或以下的88,422份申請全數獲配，另有97,396份申請經抽籤可多獲一手，債券於九月十五日發行。
Why read this: 公布列出有效申請份數、認購本金與最終發行額，並說明配發上限與抽籤安排，申請人可核對自己獲配幾多手。
Translation is not available yet. Showing the Traditional Chinese version.
金管局·新聞稿PicksAI score6868 證監會與金管局2025年聯合調查：香港非交易所買賣投資產品銷售升63%至9.9萬億元
證監會與金管局的2025年聯合調查顯示，香港非交易所買賣投資產品銷售按年飆升63%，創9.9萬億元歷史新高。完成至少一項相關交易的客戶數目升33%至超過160萬名，持牌法團及註冊機構數目升9%至452家。集體投資計劃銷售增長85%，自2020年以來首次超越結構性產品成為最暢銷品類，網上銷售佔總交易額21%。
Why read this: 調查列出2025年非交易所買賣投資產品的銷售總額與各品類增幅，可核對集體投資計劃自2020年以來首次超越結構性產品的排名變化。
金管局·新聞稿PicksAI score6363 Hong Kong Monetary Authority releases results of Residential Mortgage Survey for July 2026
The Hong Kong Monetary Authority released the results of the Residential Mortgage Survey for July 2026, with new loan applications falling 24% month-on-month to 9,212 cases. New mortgage loans approved fell 11.4% to HK$44.8 billion, while new mortgage loans drawn rose 6% to HK$29.4 billion. The outstanding mortgage loan total increased 0.4% month-on-month to HK$1,963.5 billion, with a delinquency ratio of 0.11%.
Why read this: The figures are mainly month-on-month changes, allowing readers to check the increases and decreases in new applications, approvals and drawn loans, and whether the delinquency ratio of 0.11% remains at a low level.
Translation is not available yet. Showing the Traditional Chinese version.
金管局·新聞稿PicksAI score6868 金管局公布2026年第2季末負資產住宅按揭貸款調查結果
金管局公布2026年第2季末負資產住宅按揭貸款4,356宗，較第1季末11,424宗下降61.9%。涉及金額由550億港元減少64.4%至196億港元，拖欠3個月以上比率由0.5%升至1.25%。調查只計銀行已知為負資產的一按貸款。
Why read this: 負資產宗數按季大減61.9%，但拖欠3個月以上比率同期由0.5%升至1.25%，兩個方向相反的數字可一併核對。
Translation is not available yet. Showing the Traditional Chinese version.
金管局·新聞稿PicksAI score6262 金管局公布外匯基金2026年上半年投資收入1,347億港元
金管局公布外匯基金截至2026年6月底未經審計的財務狀況，上半年錄得1,347億港元投資收入，其中債券投資收益491億港元、香港股票投資虧損118億港元。6月底總資產44,636億港元，較2025年底增加3,024億港元。
Why read this: 列出上半年1,347億港元投資收入的各項組成，讀者可核對債券收益491億與港股虧損118億的分項數字。
Translation is not available yet. Showing the Traditional Chinese version.
金管局·新聞稿PicksAI score6262 金管局公布20年期港元特區政府機構債券投標結果
金管局公布基礎建設債券計劃下20年期港元特區政府機構債券（發行編號20GB4503001）的投標結果，2026年7月22日推出總值10億港元債券，申請額達64.7995億港元。投標對發行額比例為6.48，平均接納價97.27、收益率4.246厘，分配比率約54%，債券於7月23日發行及交收、2045年3月6日到期。
Why read this: 投標對發行額比例6.48與平均接納收益率4.246厘，可讓人核對市場對這批20年期政府債券的需求強度。
Translation is not available yet. Showing the Traditional Chinese version.
港交所·新聞稿PicksAI score6767 港交所與金管局、證監會合辦固定收益及貨幣峰會 公布多項債券通及互換通優化措施
香港交易所與金管局、證監會及債券通公司合辦「香港固定收益及貨幣峰會暨債券通論壇」，逾650名代表出席，並公布多項措施。措施包括共建電子固定收益及貨幣交易平台、擴大債券通南向通涵蓋範圍並提高年度投資額度、將境內債券納入合資格非現金抵押品，互換通新增FDR007參考利率，目標2026年第四季推出。
Why read this: 峰會公布多項固定收益及貨幣市場措施，逐項列出債券通、互換通及抵押品安排的變化，讀者可核對哪些與自己持有的產品相關。
Translation is not available yet. Showing the Traditional Chinese version.
金管局·新聞稿PicksAI score7171 金管局聯同人民銀行與證監會宣布支持香港債券及離岸人民幣市場新措施
金管局聯同人民銀行、香港證監會宣布一系列新措施，支持香港固定收益和貨幣市場及離岸人民幣市場建設。措施包括增加「債券通」（南向通）年度投資淨額度、支持香港交易所於今年8月3日正式推出5年期離岸人民幣國債期貨，金管局人民幣業務資金安排總額度亦於7月10日起由2,000億元人民幣增至5,000億元人民幣。
Why read this: 公布列明了各項措施的具體安排與生效日期，讀者可核對南向通額度增加及人民幣資金安排由2,000億元增至5,000億元的數字。
金管局·新聞稿PicksAI score6666 Hong Kong Monetary Authority publishes results of residential mortgage survey for May 2026
The Hong Kong Monetary Authority published the residential mortgage survey for May 2026. New loan applications rose 12.8 per cent month on month to 10,767 cases, while newly approved loan amount increased 10.1 per cent to HK$40.2 billion. Of these, HK$23.8 billion was approved in the secondary market, and refinancing rose 17.7 per cent to HK$4.7 billion. Outstanding mortgage loans increased 0.4 per cent month on month to HK$1,946.9 billion, with a default ratio of 0.11 per cent.
Why read this: The release sets out the month-on-month changes and amounts for new applications, approvals and take-up of mortgage loans, allowing comparison of changes in the primary, secondary and refinancing markets respectively.
金管局·新聞稿PicksAI score6060 Financial Services and the Treasury Bureau and Hong Kong Monetary Authority complete first phase of DLT review, confirming legal environment supports tokenised bonds
The Financial Services and the Treasury Bureau and the Hong Kong Monetary Authority jointly announced today (June 29) that they had completed the first phase of the review on facilitating the application of distributed ledger technology (DLT) in Hong Kong's fixed income market. The results showed that the existing legal and regulatory environment is sufficiently flexible to support the issuance of tokenised bonds. The Companies Registry issued frequently asked questions on the same day, confirming that registers of debenture holders kept using DLT comply with the Companies Ordinance (Cap. 622); the next phase of the review will commence in the second half of this year.
Why read this: The announcement sets out the conclusions of the first phase and the timetable for the next phase, and includes a link to the Companies Registry's frequently asked questions, making it easier for the market to check the compliance basis for record-keeping using DLT.
Translation is not available yet. Showing the Traditional Chinese version.
金管局·新聞稿PicksAI score6060 金管局公布10年期港元特區政府機構債券投標結果，平均收益率3.371厘
金管局6月24日公布基礎建設債券計劃下重開10年期港元特區政府機構債券的投標結果，發行額12.5億港元，申請額達57.71億港元，投標對發行額比例4.62。平均接納價98.65，以年率計收益率3.371厘，分配比率約42%。債券於6月25日發行及交收，到期日為2035年7月24日。
Why read this: 公布列出投標申請額57.71億港元、平均接納收益率3.371厘，可據此核對這次重開10年期債券的認購情況。
金管局·新聞稿PicksAI score6060 Bank Indonesia, Hong Kong Monetary Authority and People's Bank of China sign memorandum of cooperation to promote use of Indonesian rupiah and offshore renminbi in bilateral transactions
Bank Indonesia, the Hong Kong Monetary Authority and the People's Bank of China signed a memorandum of cooperation on June 11 to establish a framework facilitating direct conversion and settlement in Indonesian rupiah and offshore renminbi for bilateral transactions between Indonesia and Hong Kong. The two sides will draw up operating guidelines and appoint several banks as authorised cross-currency market makers, with procedures, timetable and details of participating banks expected to be announced later this year.
Why read this: The memorandum sets out the establishment of a framework for direct currency conversion and settlement between the two sides, and lists market-maker arrangements, with operating procedures and a timetable expected to be announced later this year.
金管局·新聞稿PicksAI score6363 Hong Kong Monetary Authority publishes results of residential mortgage survey for April 2026
The Hong Kong Monetary Authority published the residential mortgage survey for April 2026. New mortgage applications fell 7.5% month on month to 9,541 cases, and newly approved lending decreased 9% to HK$36.5 billion. Lending in the primary market fell 20.3% to HK$10.7 billion, while re-financing loans rose 21% to HK$4 billion; newly utilised lending fell 16.1% to HK$22.6 billion. The proportion of loans priced on the Hong Kong Interbank Offered Rate fell from 83.7% to 77.8%, the delinquency ratio was 0.12%, and the ratio of restructured loans was close to 0%.
Why read this: Newly approved mortgage lending fell 9% month on month to HK$36.5 billion, while the delinquency ratio remained at a low 0.12%, with the figures verifiable against trends in the mortgage market.
Translation is not available yet. Showing the Traditional Chinese version.
金管局·新聞稿PicksAI score6060 金管局公布2026年第1季信用卡貸款調查結果
金管局公布2026年第1季信用卡貸款調查結果，信用卡應收帳款總額按季回落3.8%至3月底的1,580億港元，上季曾因節日消費及薪俸稅繳付上升8.7%。拖欠及經重組合併比率由0.40%升至0.45%，撇帳率則由0.62%降至0.56%。
Why read this: 調查同時列出應收帳款按季變動、拖欠比率與撇帳率三組數字，讀者可核對信用卡信貸質素的走向。
Translation is not available yet. Showing the Traditional Chinese version.
金管局·新聞稿PicksAI score6262 金管局推出Cargo x項目先導計劃 聯同21間銀行推動貿易融資數字化
金管局宣布推出「Cargo x 項目先導計劃」，聯同21間參與銀行藉「商業數據通」探索貨運物流與貿易數據應用，推動貿易融資數字化。今明兩年試點聚焦四大範疇，以落實今年1月《Cargo x 項目建議報告》的20項建議。
Why read this: 先導計劃列出21間參與銀行與今明兩年的四大試點範疇，並說明其承接今年1月報告的20項建議，讀者可據此對照進度。
Translation is not available yet. Showing the Traditional Chinese version.
金管局·新聞稿PicksAI score6565 金管局公布2026年3月住宅按揭統計調查結果
金管局公布2026年3月住宅按揭統計調查，新申請貸款個案按月增加26.9%至10,311宗，新批出貸款額增加38.6%至401億港元。一手市場批貸增加55.9%至134億港元，二手市場增加36.1%至234億港元。未償還按揭貸款總額按月增加0.4%至19,349億港元，拖欠比率為0.13%。
Why read this: 公佈逐項列出新申請、批出及取用按揭的按月增幅與貸款定價比例，讀者可核對三月樓市按揭需求與息口選擇的變化。
Translation is not available yet. Showing the Traditional Chinese version.
金管局·新聞稿PicksAI score7070 金管局公布2026年第1季末負資產住宅按揭貸款調查結果
金管局公布2026年第1季末負資產住宅按揭貸款為11,424宗，較2025年第4季末的21,304宗下降46.4%，涉及金額由1,054億港元減少47.8%至550億港元。拖欠3個月以上的比率为0.5%，上季為0.31%。調查只計銀行已知為負資產的一按貸款，受訪機構貸款額約佔體系99%。
Why read this: 列出宗數、涉及金額與拖欠比率的按季變化，讀者可核對負資產按揭的降幅與現存規模。
Translation is not available yet. Showing the Traditional Chinese version.
金管局·新聞稿PicksAI score6969 金管局與銀行業推新一輪措施支援中小企，專項資金增至逾4,500億港元
金管局與「中小企融資專責小組」聯同銀行業推出新一輪措施支援中小企應對油價波動，18家參與銀行預留的專項資金總額由2024年10月的3,700億港元增至超過4,500億港元，並承諾一般在收齊資料後30個工作天內完成「中小企融資擔保計劃」審批。
Why read this: 專項資金規模由2024年10月的3,700億港元增至逾4,500億港元，並訂出審批時限，企業可據此對照自身融資需要。
金管局·匯思PicksAI score8080 Hong Kong Monetary Authority grants stablecoin issuer licences to Anchorpoint and HSBC
The Hong Kong Monetary Authority announced that the Monetary Authority has granted stablecoin issuer licences to Anchorpoint Financial Technology Limited and HSBC under the Stablecoins Ordinance. A total of 36 institutions applied in the first phase, and the two licensees plan to issue Hong Kong dollar stablecoins first, with business covering cross-border payments, local payments, trading in tokenised assets and innovative applications. Regulated stablecoins in Hong Kong are expected to be launched progressively from mid-year to the second half of this year.
Why read this: The article lists the approval outcome of 36 applications with only 2 granted, and the use cases of the two licensees, allowing verification of how high the licensing threshold is.