Announced policies, laws and officials’ explanations of public affairs.
Translation is not available yet. Showing the Traditional Chinese version.
金管局10月9日起推出人民幣業務資金安排，取代人民幣貿易融資流動資金安排，維持1,000億元人民幣規模並分三階段擴大用途。首階段免去25基點溢價、增加1年期選項，人民幣流動資金安排日間額度同日增至300億元。有興趣銀行須於10月31日或之前申請。
Why read this: 文中列出新安排分三個階段推行的日期與利率調整，並對照銀行業人民幣貸存比率由2022年9月約20%升至2025年6月逾90%的背景。
Hong Kong Monetary Authority Deputy Chief Executive Arthur Yuen said the authority has begun consulting retail banks on a proposed framework for losses from customer-authorised payments, providing guidance on clarifying and sharing responsibility. The framework will weigh banks' monitoring systems and control measures, customers' own responsibilities, and case-specific background factors such as whether the customer is elderly, while stressing that neither banks nor customers should bear full responsibility across the board.
Why read this: The article uses two extreme examples to illustrate the boundary of responsibility between banks and customers, and sets out the factors the proposed framework will weigh, making it easy for readers to compare against their own situations.
The Financial Secretary elaborated in a web article on the Policy Address measures to accelerate development of the Northern Metropolis. The Chief Executive will personally chair the "Northern Metropolis Development Committee", under which three working groups will be set up. The "Development and Operational Model Design Group", led by the Financial Secretary, will hold its first meeting this month. Land tenders are proposed to change from a "highest bidder wins" approach to an industry-bound "two-envelope system", with financing plans including equity participation in land. The government also plans to enact dedicated legislation for the Northern Metropolis and draw up a "preferential policy package" to attract investment.
Why read this: The Financial Secretary explained in detail the division of work among the three working groups for the Northern Metropolis, as well as the specific arrangements for new tendering and financing measures such as the two-envelope system and equity participation in land.
Translation is not available yet. Showing the Traditional Chinese version.
保監局公開譴責泰禾人壽，罰款港幣1,000萬元由股東基金承擔。事關2019年7月至2020年4月未經事先同意與Tahoe Group Global (Co.) Limited進行關聯交易，兩名時任董事不再被視為適當人選，保單持有人不受影響。
Why read this: 新聞稿列明違規關聯交易的具體時段、罰款由股東基金承擔，並說明保單持有人不受影響，讀者可對照自己持有的保單。
Translation is not available yet. Showing the Traditional Chinese version.
保監局歡迎立法會於2025年5月14日通過《2024年公司（修訂）（第2號）條例草案》，為尋求遷冊來港的公司提供簡單且具成本效益的框架。行政總監張雲正表示，本地具規模而在外地註冊的獲授權保險公司熱切期待草案通過，並稱選擇香港作為據點反映粵港澳大灣區互聯互通的優勢。
Why read this: 新聞稿列出條例草案的正式名稱和通過日期，並引述保監局行政總監說明新制度對外地註冊保險公司的吸引力。
The Insurance Authority urges the public to watch out for fake emails sent from info@prudential-hk[.]site, which lure recipients to browse fraudulent websites in an attempt to obtain personal or payment details. The relevant websites impersonate Prudential Insurance Company Limited, which has confirmed it has no connection with them, and the case has been referred to the Hong Kong Police Force for investigation. Those who have provided information or made transactions can call the Prudential customer service hotline on (852) 2281-1333 and report the case to the police.
Why read this: Lists the fake email addresses, fraudulent website URLs and Prudential hotline, allowing people to check one by one whether they have come into contact with them.
The Insurance Authority urged the public to stay vigilant and watch out for four fraudulent links impersonating the official website and social media pages of HSBC Life (International) Limited, which HSBC has confirmed are unrelated to it. Anyone who has provided personal information through the relevant links should call (852) 2583 8000 to contact HSBC and report the case to the police.
Why read this: The announcement lists four scam links and names the insurance company being impersonated; readers who have provided personal information can follow up via the telephone number and channels in the article.
The Insurance Authority urged the public to watch out for two fraudulent websites impersonating the official website of AIA Insurance (International) Limited, which intend to deceive customers into logging in and providing personal information. The URLs are hxxps://houtai18235[.]top and hxxp://216.118.225[.]93:8082. AIA has confirmed they are unrelated to it, and the case has been referred to the Hong Kong Police Force for investigation. Those who have provided personal information or carried out transactions should call AIA's customer service hotline on (852) 2232-8888 and report the case to the police.
Why read this: Lists the two scam URLs, AIA's clarification, and the hotline for those who have provided personal information, allowing readers to check and follow up one by one.
On 11 March 2025, the Insurance Authority urged the public to stay alert to fraudulent webpages impersonating the official website and social media pages of Bupa (Asia) Limited, a Hong Kong authorised insurer, which Bupa has confirmed are unrelated to it. The press release lists seven relevant URLs and urges anyone who has provided personal information or made transactions to contact Bupa (by telephone (852) 2517 5175 or email [email protected]) and report the case to the police.
Why read this: The press release lists the URLs of seven fraudulent websites and social pages impersonating Bupa one by one, and sets out the contact and reporting channels for the public to check item by item.
Translation is not available yet. Showing the Traditional Chinese version.
特區政府與國家商務部上周簽署CEPA《服務貿易協議》第二份修訂協議，多個服務領域降低市場准入門檻，大部分領域取消在港實質性經營三年的規定。其中包括入股內地保險公司最近一年總資產不少於20億美元的要求取消，增設「港資港法」和「港資港仲裁」，144小時免簽擴展至整個廣東省。
Why read this: 司長逐項列出新協議在金融、法律仲裁和旅遊方面的開放措施，並與2015年和2019年兩輪協議對照，方便讀者看清開放幅度。
Translation is not available yet. Showing the Traditional Chinese version.
保監局根據《打擊洗錢條例》對友邦保險（國際）有限公司香港分行採取紀律行動，要求繳付港幣2,300萬元罰款，並提交獨立外部顧問報告確認糾正措施持續有效。查察涵蓋2016年3月至2022年10月的業務，發現打擊洗錢系統和演算法存在技術問題，部分被視為政治人物的客戶未被識別，但最終沒有不應成為保單持有人的人士成功投保。
Why read this: 罰款金額、查察涵蓋的業務年期與違反的具體條文都列明，讀者可據此核對今次處罰的尺度。
Translation is not available yet. Showing the Traditional Chinese version.
保監局今天根據《保險業條例》（第41章）第35（2）（b）條委任德勤團隊為共同及各別經理，全面接管泰禾人壽保險有限公司的事務及資產。保監局指其未提交2022及2023年度經審核財務報表，亦未兌現引入新策略投資者的承諾。所有泰禾人壽保單不受影響，經理會維持業務正常運作，保單持有人可致電2238 7006查詢。
Why read this: 公布列明了接管的法律依據、經理人選與查詢途徑，保單持有人可據此核對自身保單是否受影響及聯絡方式。
The Insurance Authority announced on 26 July 2024 that it had appointed joint and several managers to take over the affairs and property of Thai Ho Life in full, while the Securities and Futures Commission and the Insurance Authority simultaneously joined forces to tackle suspected breaches in its investment portfolio. The Insurance Authority sought assistance from the Securities and Futures Commission in May 2020, and following an inspection the Securities and Futures Commission found that assets held by Thai Ho Life had been transferred into financial instruments connected with its mainland associated companies. In June 2021, the two took joint action against a licensed fund management company, the first such action since the signing of the Memorandum of Understanding in September 2020.
Why read this: The announcement sets out the timeline from seeking assistance in 2020 to joint action in 2021, allowing verification of when the two regulators began collaborating and when the Memorandum of Understanding was signed.
The Insurance Authority urged the public to beware of several Facebook accounts named "Congratulation Winner" and three fraudulent websites, which impersonate the official website of authorised insurance intermediary The Hongkong and Shanghai Banking Corporation Limited in an attempt to obtain sensitive personal information. HSBC has confirmed that it has no connection with the accounts and websites, and the case has been referred to the Hong Kong Police Force for investigation. Those who have provided information through the links should call (852) 2233-3000 to contact HSBC and report the case to the police.
Why read this: The announcement lists the names of suspicious Facebook accounts and three fraudulent URLs, and explains which telephone number members of the public who have provided personal details should contact and report to the police.
The Insurance Authority urged the public to beware of fake websites and email domains claiming to be associated with it, saying it had recently received public enquiries about suspicious emails from senders claiming to be Insurance Authority staff using the address support@ia-org[.]com. The Insurance Authority's official email domain is @ia.org.hk and its official website is www.ia.org.hk, which are unrelated to the fraudulent address and website www[.]ia-org[.]com. Anyone who has provided personal information to the relevant website or email, or suspects they have been deceived, should immediately report the case to the Hong Kong Police.
Why read this: The announcement lists official domains alongside specific suspicious emails and URLs, allowing readers to check whether emails they have received are fraudulent.
Translation is not available yet. Showing the Traditional Chinese version.
保監局禁止保誠一名前保險代理十四年內申請牌照，因他向四名保單持有人收取共人民幣2,346,237元保費卻未全數轉交，令十張保單失效。事後尚有人民幣1,602,013元未歸還，保誠正聯絡其餘五名保單持有人提供協助或賠償。
Why read this: 個案列出被挪用的保費金額、失效保單數目與處分年期，讀者可據此核對挪用規模與懲處力度。
Translation is not available yet. Showing the Traditional Chinese version.
保監局與廉政公署首次採取聯合行動，打擊向內地客戶無牌銷售保單的貪污及違規行為。4月10日及11日兩局人員到四個處所執行搜查令，拘捕一名經紀及一名轉介人。涉案公司被指把部分保單逾九成佣金支付予無牌轉介人，並在投保申請表虛報內地客戶的年薪及資產。
Why read this: 行動披露涉案經紀把部分保單逾九成佣金支付予無牌轉介人，並列出第64G條一經定罪最高監禁兩年及罰款100萬元。
The Insurance Authority, together with the Hong Kong Monetary Authority, the Mandatory Provident Fund Schemes Authority and the Securities and Futures Commission, announced the launch of the Charter on Protecting Consumers from Fraud 2.0. Participating institutions undertake not to send instant electronic messages containing hyperlinks to customers to request personal information, to include anti-fraud messages in communications, and to strengthen frontline staff training. 230 institutions have expressed support, of which 73 are authorised insurers or licensed insurance broker companies.
Why read this: The Charter sets out specific commitments by participating institutions, and announces that 230 institutions have already pledged support, of which 73 are in the insurance sector, allowing readers to gauge the scale of insurance-sector participation.
The Insurance Authority has launched a six-week public consultation on the draft Insurance (Valuation and Capital) Rules (Cap. 41R) and the draft Insurance (Submission of Returns, Reports and Information) Rules (Cap. 41S), to facilitate the implementation of the risk-based capital regime. Views must be emailed to [email protected] or posted to the Insurance Authority's office on or before 16 January 2024. The Insurance (Amendment) Bill 2023 was passed by the Legislative Council in July this year.
Why read this: The consultation paper sets out the specific scope of two sets of draft rules and the deadline for submitting views, allowing readers to judge whether they need to respond before the cut-off.
Translation is not available yet. Showing the Traditional Chinese version.
保監局根據《保險業條例》（第41章）第35(2)(a)條，委任羅兵咸永道有限公司的韋艾理先生及Peter Greaves先生出任泰禾人壽顧問，在資產和財產管理、投資策略及向保單持有人派發分紅等範疇提供支援。保監局表示措施是加強內部管控和企業管治的進一步措施，公司日常運作及有效保單的條款和細則不會改變。
Why read this: 公布列明委任的法例依據、顧問所屬公司與負責範疇，並說明有效保單條款不會改變。